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103-2311 Watkiss Way, Victoria, BC V9B 6J6 Get directions
We can help you reduce your debt by up to 80% and get your life back. If you... more... See more text
It has been just over a year since I contacted Benji at 4 Pillars. I am grateful I did. in the past year I have been able to stop living pay check to pay check. Pay for my son to tryout for teams to represent BC and travel with him to the camps and games. I have a feeling of FINANCIAL FREEDOM not having to worry about what bill will get paid this paycheck and whether or not I have the money to get milk.....THANK YOU 4 PILLARS, BENJI and TASHA for giving me my mental life back and financial fre Read more
104-732 Cormorant St, Victoria, BC V8W 4A5 Get directions
Financial difficulties can strike anyone at any time. For most people, the decision between filing a bankruptcy or a consumer proposal is a serious and confusing one. It may not be... more... See more text
Can Do Attitude. I cannot thank enough the professionalism, clear directions, honest, courteous and friendly service provided by Doug Lee & Associates. Their attention to detail, top-notch service and encouragement helped me tremendously. I moved forward from my mistakes (needed a fresh start) and wanted to retire debt-free and thanks to them, I was able to retire debt-free and have remained debt-free since. Their support was invaluable. I will be forever grateful to Doug and Paul. Marietta B. Read more
655 Tyee Rd, Suite 100, Victoria, BC V9A 6X5 Get directions
Debt problems? There are options other than bankruptcy, such as a Consumer Proposal. Contact a local Licensed Insolvency Trustee in Victoria for a FREE consultation. more... See more text
328 Wale Rd,132, Colwood, BC V9B 0J8 Get directions
Debt problems? There are options other than bankruptcy, such as a Consumer Proposal. Contact a local Licensed Insolvency Trustee in Colwood for a FREE consultation. more... See more text
214-1175 Cook St, Victoria, BC V8V 4A1 Get directions
The Credit Counselling Society is a registered, non-profit service for consumers. Since opening in 1996, we have helped over 500,000 people across Canada learn how to: solve debt p... more... See more text
301-3450 Uptown Blvd, Victoria, BC V8Z 0B9 Get directions
4 Pillars represents you, the debtor, not the creditor. We are independent debt consultants who work on your behalf to find the optimal solution to your debt challenges. more... See more text
Chris assisted my husband and I with dealing with our insurmountable consumer debt. Before we met with Chris we were making large monthly payments that we couldnt really afford and most of those payments were only paying interest and fees. We felt like we were getting nowhere. Chris was approachable and understanding about our financial situation. He worked hard to ensure that our consumer proposal was accepted by our creditors. Now we are making smaller payments and paying off our debt. Read more
202A-55 Canada Ave, Duncan, BC V9L 1T3 Get directions
Located in Duncan, 4 Pillars Consulting Group offers credit and debt counselling, so you can better manage your finances. To reduce your debt, we design and negotiate payment plans... more... See more text
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2745 Veterans Memorial Parkway, Victoria, BC V9B 0H4 Get directions
During these challenging times, Grant Thornton Limited Victoria BC is here for you. Resumption of in-person meetings has begun in some locations by appointment only. We are pleased... more... See more text
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Can I find credit and debt counselling in Victoria BC?

Is the stress of out-of-control finances making you lose sleep? These days, it’s all too easy for regular people to fall into the red and get caught in consumer debt. If managing things on your own isn’t working anymore, then it’s time to get some help so you can sort things out. Here’s how to find reputable credit and debt counselling in Victoria BC.
Do your homework
An ad catches your eye; it promises to solve all your money problems quickly, and you’ll get rid of your debt in record time. Wrong! If you’re tempted to do business with a money lender, don’t sign any documents without checking things out with your provincial or territorial consumer affairs office to make sure you’re dealing with a reputable lender. The recommended approach to solving your debt problems is to discuss your situation with your creditors and your financial institution. They may find a way to lighten your burden.

The trustee in bankruptcy: a debt specialist
Even if your debts seem insurmountable, remember that bankruptcy is not the only solution. In order to see your situation more clearly, make an appointment for some credit and debt counselling at the offices of a bankruptcy trustee. Here are some of the services they typically offer:
  • Budget counselling
  • The selling off of assets
  • Debt consolidation
  • Voluntary bankruptcy
  • Consumer proposals
Regardless of which Victoria BC credit and debt counselling consultant you meet with, be sure to ask these questions:
  • Do you have specialized training? A licence?
  • What services do you offer?
  • What are your rates? To what do they apply?
  • Will you send me a summary of my situation? Progress reports?
Remember that it’s essential to feel comfortable with the credit counsellor you choose. If that’s not the case, keep shopping around.
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