You always spend more time than your budget allows and you use your credit cards because it's necessary rather than practical. To make both ends meet, you constantly borrow money from one payday to the next. Your salary has been seized to pay debts. Over a period of many months, you pay interests and monthly management fees without reducing the borrowed capital. Your creditors badger you, threaten to start legal proceedings against you or have your assets taken away and retain the services of a collection agency. Public utilities cut their services because you are not paying your bills. The first step in order to meet these problems is to admit that they exist. Let us help, Call us! more... See more text