We are locally owned and operated Insurance Brokers. We act as your personal advisor on insurance matters and work for you to make sure your family; your possessions and your business are properly protected. If you have the misfortune of a loss your insurance broker will guide you through the claims process, helping to ensure a swift and fair settlement by your insurance company, to get you back to where you were before disaster struck. Guild/HMS strives to provide expert, unbiased advice on your individual insurance needs. Unlike other providers who are focused on selling you something, your interests come first. It is this focus on customer needs rather than their own that sets us apart from other insurance options. more... See more text