Left untreated, a cracked windshield can become an increasingly expensive repair. Here’s how you can save money on the fix job.
If you're looking into windshield replacement, it probably means you've been in a car accident, hail storm, or your vehicle was the unlucky recipient of a freak golf-ball mishap. Regardless, here are a few tips on what you need to know when getting your car windshield replaced.
1. Check your insurance
Windshield damage falls under your comprehensive coverage of your car insurance. The good news is, having your windshield repaired doesn’t affect your good driving record or your insurance rates, unless you file more than three glass claims within a three-year period. (Double-check with your insurance provider.)
Check the deductible on your comprehensive coverage. If the cost of the replacement windshield is lower than the amount of your deductible, then there’s no point in running it through your insurance. Just pay for it yourself. However, if it’s a big job that costs more than your deductible, then you will save money by only paying the insurance deductible.
2. Don't automatically go with the first option
Not all auto-glass companies are created equal. Nor do they all do quality work. If you are paying for this yourself, you want to find a reasonable price but don’t want to skimp on quality. A poorly fitted or sealed windshield will just bring you more headaches down the road.
3. Ask your friends for recommendations
Ask friends for referrals and check reviews online. Choose a company that has a good reputation and can complete the job in a timely manner. A company that specializes in auto-glass replacement is always a better choice than a general mechanic or dealership.
4. Look at quotes in advance
You can obtain quotes online from most major companies, which will allow you to compare prices from home without driving your broken windshield around town. If the car is unsafe to drive, choose a company that can come to you. It may cost a bit more, but you will not be a hazard to everyone else on the road as you try to see through a smashed windshield.
5. Don't wait
If you see a small crack or ding in your new windshield, don’t procrastinate on getting it fixed. It’s very inexpensive to get small cracks filled, but if you leave it for too long, that crack will get bigger, and will result in needing another windshield replacement.
